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With over $2.8 billion in mortgages secured, Clinton Wilkins Mortgage Team is your one-stop shop for mortgages in Nova Scotia. Our goal is to help you find the perfect product for your needs. We treat every mortgage as if it were our own, striving to get you the best rate from the start. We’re always happy to provide a second opinion, but when you work with us, you can trust that our advice will always be tailored to your best interests.
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A fixer-upper house can be exciting, especially if you like the idea of creating a home that reflects your own taste. It can also be a practical way to enter the market at a lower purchase price, focus on location, or build equity through improvements. However, this type of purchase is not for every buyer. Before you commit, it is important to understand what a fixer-upper really requires. The lower price can be appealing, but renovation costs, financing challenges, delays, and temporary living arrangements can quickly change the experience. The right candidate is not just someone who likes home projects. It is someone with patience, flexibility, a realistic budget, and the right mortgage plan.
The Bank of Canada today increased its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%. Since the July Monetary Policy Report, global economic activity has remained resilient, despite higher energy prices. In the United States, the economy continues to grow at a robust pace, supported by consumer spending and AI-related investment. Growth in the euro area has been resilient and broad-based. After slowing in the second quarter, Chinese growth rebounded in the third quarter, owing to strength in exports and a pickup in fiscal spending. With persistently elevated oil prices and refinery margins, inflation has risen in most countries.
Halifax can be a great place to buy a home, but the right answer depends on your budget, lifestyle, and long-term plans. The city offers a mix of urban convenience, coastal living, established neighbourhood, and nearby communities with more space. At the same time, buyers need to be realistic about affordability, monthly costs, and how competitive certain property types can be.
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